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Indiana Bankruptcy Attorneys

If you are forced to file for bankruptcy, you will face many self-imposed challenges to your confidence, independence, responsibility, and even question your place in society. But these are hurdles you can overcome with the help of a confident Indianan bankruptcy attorney. The Indiana bankruptcy attorneys at the law office of Tony Zirkle can help you make a new start. In these financially trying times, many people have had to file for bankruptcy in order to make a new start for themselves and their families. This opportunity for financial reorganization is afforded to U.S, citizens by the federal government and is meant to give people that have hit a financial bump in the road of life, a second chance.    

Do you or someone you know need to file for bankruptcy and need the help of Indiana Bankruptcy Attorneys? Contact the skilled Indiana Bankruptcy Attorneys at the law office of Tony Zirkle today!
 
For businesses that have been hit hard by financial havoc, there are particular federal bankruptcy laws that govern how a company can declare itself insolvent or restructure itself to hopefully recover to a productive and prosperous business. For corporate bankruptcies, bondholders will cease to collect interest and principal payments, and stockholders will no longer receive dividends, throughout the bankruptcy proceedings. The professional staff at the law office of Tony Zirkle will help you understand and make sense of these confusing and overwhelming laws and regulations.

According to a 2006 compilation of bankruptcies by the Administrative Office of the U.S. Courts there were:

  • 617,660 Personal/597,965 Business Bankruptcies in the U.S.
  • 360,890 Personal/349,012 Business Chapter 7 Filings.
  • 251,179 Personal/248,430 Business Chapter 13 Filings.
  • 5,163 Personal/520 Business Chapter 11 Filings.
  • 348 Personal Chapter 12 Filings.
  • 22,234 Personal/21,858 Business Bankruptcies in Indiana.

Bankruptcy can be a severe impediment to your credit rating, but it is by no means the end of the line for your credit. It is possible for your credit to bounce back from bankruptcy. Credit card companies will begin to solicit you for credit before you leave your bankruptcy hearing. That does not mean that you should accept every offer sent to you. Some companies specialize in credit options for people with poor credit. These offers typically carry a high interest rate or a high annual fee. This type of offer can be more damaging than helpful to a person trying to reestablish credit because of their high costs. Your best option is to open a savings account and link it to a secured credit card. This will permit you to rebuild your credit and keep a designated amount of money in a savings account. The savings account and the use of the credit card will improve your credit rating over time, provided you make your payments in a timely manner.  

Do you or someone you know need to file for bankruptcy and need the help of Indiana Bankruptcy Attorneys? Contact the skilled Indiana Bankruptcy Attorneys at the law office of Tony Zirkle today!

 

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Bankruptcy Hot Topics
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